There are multiple co-brands Credit cards from Hilton’s Honorsand we often hear people ask what’s best for their situation.
After comparing what is available Hilton credit cardsYou may be ready to withdraw any of these cards and pay for your next stay Hilton Hotel.
Let’s take a look at some popular cards you might use to pay for your next stay at your next hotel Hilton Honorary Program And what these cards can offer you in terms of spending and perks benefits during your stay.
Compare credit cards for stays at Hilton Hotel
Aside from using Hilton Cobrand Credit Cards, you might also consider using a good one Travel Reward Card It’s making money Transferable points About travel purchases, such as hotel stays. Let’s take a look at some of the common options and what you can get when using these cards.
| Card name | Revenue rate at Hilton hotels | Value of rewards earned* | Hilton-related benefits from cards** | Annual fees |
|---|---|---|---|---|
| Hilton honors the American Express Aspire Card | 34 points per dollar (14 points from the card plus 10 base points and 100% diamond status bonus as a Hilton member) | 20.4 cents |
|
$550 (see Fees and fees)) |
| Hilton honors the American Express SaruPas® Card | 30 points per dollar (12 points from the card plus 10 base points and 80% gold status bonus as a Hilton member) | 18 cents |
|
$150 (see Fees and fees)) |
| Hilton honors American Express business cards | 30 points per dollar (12 points from the card plus 10 base points and 80% gold status bonus as a Hilton member) | 18 cents |
|
$195 (see Fees and fees)) |
| Hilton honors the American Express Card | 19 points per dollar (7 points from the card plus 10 base points and 20% silver status bonus as a Hilton member) | 11.4 cents |
|
$0 (see Fees and fees)) |
| Chase Sapphire Reserve® | 3 points per dollar (or 10 points per dollar if booked via Chase Travel) | 6.1 cents (or 20 cents) | none | $550 |
| American Express® Green Card | 3 points per dollar | 6 cents | none | $150 |
| City Strata Premium Card (look Fees and fees)) | 3 points per dollar (or 10 points per dollar if booked via CitiTravel.com) | 5.4 cents | none | $95 |
*The value of the reward is based on the TPG March 2025 evaluation I’m not a card issuer.
**Registration is required in advance for the selected perks. Terminology applies.
Hilton Aspia and American Express Green Card information is collected independently by Point Guy. The card details on this page are not reviewed or provided by the card issuer.
Which card should I use?
Consider two factors when choosing a credit card for your next stay at Hilton properties. These are the benefits you will enjoy during your stay and the points you will earn with your card when you pay for your stay.
The first part is relatively simple. Elite Status Benefits apply regardless of whether you use a specific card for your stay. For example, you don’t need to pay with an Amex Hilton Aspire card to actually enjoy you The advantages of diamond status During my next stay at Hilton.
(One exception is booking a paid stay at the Hilton hotel. Sapphire Reserve Through Chase Travel ℠ or City Strata Premier Through the City Travel Portal. This usually counts as a Third Party Reservationsso you’ll forget about the perks of Hilton Elite Status while earning 10 points per dollar spent on your purchase. )
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If you earn points from spending money at participating hotels Hilton’s HonorUsing a Hilton credit card is actually a good option. These provide better rate of return Use your Marriott Credit Card at Marriott Hoteland using some Hilton co-branded card statement credits can reduce the cost of your stay.
However, the values here are subjective in some respects. Our monthly point rating? Even if it means getting trapped in a single program and earning points that can only be used with Hilton (or forwarding to the airline in such a way that it loses a lot of value), is that okay?
Or do you prefer to make money? Transferable points Because you know how to maximize these for First Cress and Business Class flight awards to get the value of the feature at your point? In this case, use a Cards that earn reward points for American Express membership Maybe your best bet is yours because you can access it Full scope of forwarding partners And if you are shy about your next redeem, you have the option to transfer to Hilton’s honors.
Suppose you have both Aspire and Sapphire Reserve. This means you get 20 points per dollar thanks to your diamond status. You will earn this regardless of the card you are using. You can then choose to use Aspire to earn 14 points per dollar (8.4% return according to March 2024 evaluation) or 3 chase points per dollar spent on sapphire preferences (6.2% return).
What’s important in this situation is the type of points you want to earn. Do you forget to earn 2.2% returns to earn tracking points instead of Hilton Points?
Related: Maximize rewards: Points and miles checklist
Conclusion
Trade-offs may be required to determine which credit card to use for a particular purchase. Maybe you’ll earn more points, but at the expense of some profits. Alternatively, they are willing to earn fewer points, but are willing to use certain cards to access valuable premiums.
Luckily, choosing the credit card to use when staying at the Hilton hotel is very easy. With high rates of return on Hilton’s credit cards, you should be able to earn high value in rewards while reaping the profits without the trade-offs required to make this decision with other hotel chains.
Related: Current welcome bonus for Hilton Amex cards
Click here for Amex Hilton Aspire Card pricing and fees here.
Click here for Amex Hilton Surpass Card pricing and fees here.
Click here for Amex Hilton Card pricing and fees here.
Click here for Amex Hilton business cards prices and fees here.
Click here for Amex Green Card pricing and fees here.
