Did you know that theft of personal information occurs every 22 seconds? This means that by the end of reading this sentence, someone is likely to have been stolen. At best, theft of personal information takes your time and patience. But in many cases, theft of personal information can lead to serious results, such as losing your financial account control, your credit score affected, and losing a lifetime savings.
However, it does not need to be statistical. By understanding how the identity thief works and how to implement a smart protection strategy, you can create your personal data in a too challenging fortress for cyber criminals to violate. from Federal Transactions Committee (FTC) Latest Personal Information Theft Awareness WeekI will explain the strategy supported by experts to protect your most valuable assets, your identity.
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Hacker illustration at work (KURT “Cyber Guy” Knutsson)
Lesson 1: Theft of personal information is more common than you think
The identity thief is spending more time than ever, as many of our lives have moved online online. Your most important accounts (banks, credit, social security) are all digital. A thief doesn’t have to know much about you to steal your identity. Just a part of personal information is sufficient. According to the Judicial Statistics Bureau 24 million Americans reported on personal information in the last 12 months。 In their life One in three Americans (more than 110 million) has experienced personal information.。 The parts that many people have not noticed are as follows. You may have already been the target. Maybe your identity has been stolen, the thief failed, or your good online habits have saved you without knowing you.
Hacker illustration at work (KURT “Cyber Guy” Knutsson)
Do you think you are safe? Theft of personal information can be a wiped out of your life.
Lesson 2: You can protect yourself from theft of personal information
There is no need to spend a lot of money to prevent theft of personal information. Professional services are useful, but most of the things you need will return to better habits and perceptions. Here are some simple steps that you can take today:
1) Check your account regularly. Banks, credit cards, transactions that did not confirm the social security account, attempts of failed login, and password reset Requests did not start.
2) Be careful of email: Find a letter for an unpopular account, notification of data infringement, and a transaction outline that does not match the record.
3) Monitor the reception tray of e -mail. Pay attention to the password reset email you did not require, check the new accounts that are not open, and the receipt of the purchase that did not create.
4) Use 2 element authentication (2fa). 2FA Add additional security layers to your account. Even if a thief has a password, it cannot be logged in without the second step, as in the code sent through text messages and application -based verification. It may take extra time to log in, but it is worth it. 2FA dramatically increases account security.
5) Check the credit report every year: Access AnnualCreditReport.com and get a free credit report once a year. Use it to find suspicious activities early. If you see something unusual, take action immediately.
6) Use a powerful password. Use a complex password and A Password manager To protect online accounts. A powerful password is the first defense line against cyber threats.
7) Stop over -shaang: Limit personal information shared on social media and other platforms. It is a treasure trove for cyber criminals who use it to create a compelling fraudulent campaign for you.
Illustration of the need for digital security (KURT “Cyber Guy” Knutsson)
10 signs Your identity has been compromised
Lesson 3: Know what to do if your personal information occurs
Almost half of the Americans do not know how they will respond if they are sacrificed to theft of personal information. Acting quickly can make a big difference. What should this do:
1) Please contact the affected organization. If you notice something unusual, such as suspicious fees or unfamiliar accounts, contact the company immediately. They will guide you through protecting your account.
2) Change your password. Update the affected account and the same qualification information to update the affected account password. Use a strong and unique password for each account to avoid further risks.
3) Report theft to FTC. visit Identitytheft.gov Report the theft of personal information and get a personalized recovery procedure.
4) Use the theft protection service of personal information. The stolen company of personal information can monitor personal information such as social security numbers, telephone numbers, and email addresses, and warns whether it is sold on a dark web or used to open an account. In order to prevent criminals from further fraudulent use, it can help freeze banks and credit card accounts.
One of the best parts that uses some services is to cover up to 1 million dollars and the US case manager to collect losses to cover the loss and legal expenses. You can include a fraud solution team. See my hints and best choices on how to protect yourself from theft of personal information。
Bonus Hint: Invest in personal data deletion service
Data infringement often begins with personal information that can be easily obtained online. People search for sites and data brokers and collect and sell this information, including your name, address, phone number, etc. Can I delete the data? Yes, but it’s difficult. It is overwhelming that these companies do not make it easier and to manage hundreds of sites to remove.
Instead, consider using the personal data deletion service. There is no service that promises to delete all data from the Internet, but it is great to delete the deletion service when monitoring and automating the process of continuously deleting information from hundreds of sites over a long period of time. is. Please see the top pick of the data delete service。
Important takeout of cart
Looking at it, the theft of personal information is scary, but you are not powerful. By staying wisely and aggressively, you can dramatically reduce risk. Think to protect the identity that locks the entrance door. It is a good common sense in today’s digital world. At the end of the day, a little recognition was very useful, reading this article and taking the first step. Now, take what you have learned, apply it, and make it safe from cyber criminals.
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