World of Hyatt Business Credit Card review: Full details

of World of Hyatt Business Credit Card is a mid-range hotel credit card that can offer great value to Hyatt enthusiasts looking to earn status benefits and unlock 10% redemption bonus features. However, there are trade-offs to consider before spending a lot of money on a credit card that doesn’t offer annual free night certificates or automatic status above the minimum level. Card rating*: ⭐⭐⭐½

* Card rating is based on the opinions of TPG editors and is not influenced by card issuers.

of World of Hyatt Business Credit Card from Chase offers some interesting benefits for small business owners who are Hyatt loyalists. If you have a great credit score of 670 or higher and are focused on earning income. World of Hyatt Considering the points and stats, this could be a good card.

The Hyatt Business Card lacks some of the features we usually expect hotel credit cardfree night certificates for status above the minimum level and account anniversaries. However, it offers powerful perks for business owners who are willing to spend money to earn a profit. These spending-based benefits make this card’s $199 annual fee well worth it. If not, this card may not be useful to you in the long run.

Here’s what you need to know before applying:

For new applicants, World of Hyatt Business Credit Card Earn 60,000 points after spending $5,000 within 3 months of account opening. Plus, get 1 free night (worth 1 night) Category 1-4 properties) after you spend $15,000 within the first 6 months of account opening.

TPG January 2025 evaluation World of Hyatt points are priced at 1.7 cents each, and bonus points are worth $1,020. Additionally, the free night certificate in this offer can be redeemed for up to 18,000 points, increasing the value to up to $1,326. most valuable bonus Never offered on this card.

This card complies with Chase standards Applicable rules — However, even if you open a World of Hyatt business card. Tracking 5/24 count.

Related: The best time to apply for popular Chase cards based on offer history

daily newsletter

Get rewarded in your inbox with the TPG Daily newsletter

Join over 700,000 readers and get breaking news, in-depth guides, and exclusive deals from TPG experts.

of World of Hyatt Business Credit Card It offers some important benefits.

• Features that earn you a 10% redemption bonus: Free Night Rewards, Points + Cash Stays, Room Upgrades, Dining and Spa Services and FIND Experiences for the Rest of the Calendar Year if you and your employees spend a combined total of at least $50,000 in a calendar year
• Discoverist status for you and up to 5 employees: Primary account holders automatically receive Discoverist status with World of Hyatt and earn five Discoverist Upgrade Awards that can be gifted to employees.
• Earn stay credits towards status through spending. Receive 5 Tier Qualifying Night Credits for every $10,000 spent per calendar year
• Hyatt Leverage Membership: Receive a complimentary Hyatt Leverage membership. This includes up to 15% off standard room rates at all participating Hyatt hotels
• No foreign transaction fees
• Up to $100 in Hyatt credits per year: Earn a $50 statement credit when you spend $50 or more with your card at Hyatt hotels and resorts (up to two annual credits for a total of $100)

Again, it’s a shame we don’t see higher-level elite status or free night certificates on this list of benefits. Still, those who regularly stay at Hyatt properties can benefit from Hyatt Credit and Hyatt Leverage memberships. Also, if small businesses spend enough on this card, they can more easily earn status and enjoy a 10% redemption bonus.

Related: Am I eligible for a business credit card?

as World of Hyatt Business Cardholders can earn up to 9 points per dollar spent on Hyatt stays. Earn 4 points per dollar spent at Hyatt hotels, and earn up to 5 base points from Hyatt as a World of Hyatt member. These rates of return are subject to: find an experience I also made a reservation through Hyatt.

Additionally, cardholders earn 2 points per dollar spent on health club and gym membership purchases.

The card also has a unique Adaptive Accelerator benefit, allowing cardholders to earn 2 points per dollar spent in the top three of eight eligible spending categories each quarter, with no cap. Categories include:

You don’t have to choose your favorite category, as your point earning rate automatically adjusts to the category in which you spent the most each quarter. Beyond the bonus categories, you’ll earn 1 point per dollar spent on all other purchases.

This stands out as one of the few cards that lets you earn bonus points for gym memberships, but there are plenty of other cards with better earning structures in other bonus categories. If you’re not focused on reaping the benefits of spending a lot of money on this card, your best bet is to use it in conjunction with other cards to maximize your chances of earning bonuses. .

Related: Best cards for each bonus category

As a hotel-affiliated card, you can make the most of the World of Hyatt points you earn at hotels. World of Hyatt Business Credit Card is to cover your stay in Hyatt properties. To do this, you can cover your entire stay, cover a portion of your stay with points through Hyatt’s “Points + Cash” pricing option, or use points to upgrade your paid stay.

One of the best parts of the World of Hyatt program remains Chart of published awardsSo you can plan in advance how many points you need for your stay. However, each category has different prices for standard days, peak days, and off-peak days.

To get the most out of your points, use them at the upper or lower end of the rewards chart.

TPG Senior Director of Content Somerhal She likes to stay in upscale hotels and gets great value from her points by using them to stay at Hyatt resorts and other city properties that are outside of her budget. Conversely, you can maximize your points by staying lower on the rewards chart. I prefer to leave it as is since the option is priced as low as 3,500 points. Category 1 Hyatt Properties When you can stretch your points as much as possible.

You can also redeem World of Hyatt points for 6,000 points per day on Avis Intermediate Car Rentals, towards dining, spa and conference credits at Hyatt properties, towards FIND Experiences, and with select airline programs. There is also an option to move to . However, it is typically lower than the January 2025 price. evaluation These redemption options give you 1.7 cents per point, so it’s best to use your points toward Hyatt stays when possible.

Related: The ultimate guide to redeeming Hyatt points

• If you want Hyatt benefits for a lower annual fee: personal world of hyatt credit card Earn bonus points on Hyatt purchases and automatically earn Discoverist status, offering a path to higher status for a low annual fee of $95. Click here for more information. Full review of the World of Hyatt Card.
• If you want to make more money with your business purchases: of Ink Business Preferred® Credit Card Earn 3 points per dollar on the first $150,000 of total purchases in the Travel and General Business categories. Earn Chase Ultimate Rewards points and transfer them to World of Hyatt or Chase’s 13 other hotel and airline partners. Click here for more information. Full review of Ink Business Preferred.
• If you want more general travel benefits: of Chase Sapphire Reserve® Comes with complimentary airport lounge access, $300 annual travel credit, Global Entry or TSA PreCheck credit, and comprehensive travel protection. Similar to Ink Business Preferred, you can transfer points to World of Hyatt or other Chase partners. Click here for more information. Chase Sapphire Reserve full review.

For additional options, see the complete list of options. best business credit cards and best travel credit cards.

Related: World of Hyatt Card vs. World of Hyatt Business Card

With two Hyatt statement credits, World of Hyatt Business Credit Cardyou get $100 worth of value and the effective annual fee drops to $99. Gifting Discoverist status to five other people is a useful feature, but it’s up to you to decide whether it’s worth the cost. The lack of annual free night certificates and high status spending requirements suggest that another card could be a better value.

With the value of our current welcome offer and ongoing benefits, world of hyatt business card It’s worth getting for small business owners who regularly stay at Hyatt properties. This is especially true if you would otherwise fall short of globalist status, but your spending can make up the difference.

However, if you rarely stay at Hyatt properties or want more perks while spending less, you may want to use a different card.

Apply here: World of Hyatt Business Credit Card

Related: Which hotel loyalty program is best for business travelers?