Recently, I read a story about a family who spent $1,000 cat-proofing their backyard so that their two cats, who they consider full-fledged family members, could roam outside without escaping into the outside world. Ta.
That’s not all. Their cats also have plenty of cat furniture and regularly eat cat food that costs more than $7 per pound.
Maybe you too spoil your pet. There are many ways to save money on pet care.
For example, you can feed them expensive food, but be sure to buy it on sale. Then, buy enough to last until the next sale. Instead of paying a lot of money for furniture or beds, make them yourself. There are plenty of how-tos online for those who want to make the effort.
Here are some other ways to save money on your pet.
frugal choice
When choosing a pet, it’s wise to think beyond cuteness and breed. According to the American Society for the Prevention of Cruelty to Animals, large dogs likely require an average of $225 a year in food costs, while birds only cost about $75 a year. Rabbits and guinea pigs prefer fresh bedding, which can cost $415 a year, while cats that clean themselves will only spend an average of $165 a year on litter.
Another surprising fact when considering which pet to adopt. Annual exams and vaccinations cost an average of $210 to $265 for dogs and $160 for cats.
Adopt instead of buy
Dog breeder prices are many times higher than the price to adopt from a shelter. Adoption will certainly have costs and fees, but they will be much less and will save even more lives.
loyalty club
Stores like Petco, like every other supermarket on the planet, have loyalty rewards programs. And there are also sales. You must be a member of the Loyalty Club to take advantage of the benefits. It’s worth participating. In fact, joining some of these programs will give you more options. Then, monitor your sales and make the most of every savings opportunity.
human food
Feed your pet all human foods approved or recommended by your veterinarian or other pet professional. Animal Planet says roasted carrots, steamed broccoli, and eggs are safe and healthy for cats to eat, and are much cheaper than cat food.
pet food storage
Some pets are picky about what they eat. I don’t own a cat, but I’ve learned that felines are known to refuse food if left too long and they get old. No matter what kind of pet you have, keep an eye on expiration dates. Refrigerate as needed, and also consider freezing pet food if you can stock up on especially good items when they go on sale.
Spay/neuter surgery
According to blogger and pet owner Len Penzo, there are many influences on the decision to spay or neuter your pet. Spaying or neutering is good for your pet’s health and will save you money in the long run.
Spayed male dogs live 18% longer than unneutered dogs, and neutered female dogs live 23% longer than unneutered male dogs.
Unspayed cats are known to damage furniture and carpets by urinating on them to attract males. If an unneutered dog attacks a person, it can become aggressive, leading to injuries and potential lawsuits.
It’s also clear that pets such as puppies and kittens can cost a lot of money if they aren’t fixed.
pet insurance
One of the most expensive aspects of owning a pet is unexpected veterinary fees. Insurance is certainly an option, but choose carefully. Like any insurance, pet insurance is a gamble.If your pet is healthy, you’ll likely end up paying more in monthly premiums over its lifetime.
Can’t afford high monthly insurance premiums?
Create your own insurance. Decide to deposit a certain amount each month into a special savings account created for your pet’s health care. Never miss it. If your pet needs expensive treatment, you have the money to cover the cost. If not, you’ll have a nice nest egg.
This column was originally published in 2021. Mary invites you to visit her URL: EverydayCheapskate.com, this column is archived with links and resources for all recommended products and services. Mary welcomes questions and comments at her URL: https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column answers general questions, but cannot answer individual questions. Mary Hunt is EverydayCheapskate.coma frugal living blog and author of the book “Living with Debt.”
