Quick Points: How to save 5% on all hotels, vacation rentals and rental cars with Capital One

Want to save more money when booking flights or hotels Capital One Venture Rewards Credit Card?

TPG will rate 1 mile of capital at 1.85 cents each in March 2025 evaluationwhen you transfer your miles to Airline and hotel partners Like British Airways, Turkish Airlines and Wyndham Hotel. However, if you are not planning on moving miles to one of your Capital One partners to maximize your reward, here are some easy-to-use hacks.

in Capital One Venture rewards credits cardyou can earn 5 miles per dollar spent on hotels, vacation rentals, and rental cars booked through the Capital One Travel Portal, and 2 miles spent on all other purchases.

As a limited-time offer, new cardholders can earn 75,000 miles after spending $4,000 on a purchase within the first three months of opening an account, plus a $250 capital 1 travel credit for use in the first cardholder year.

So where will the extra savings come?

If you want to make a reservation Capital One Travelyou can pay in miles with 1 cent or cash. For example, for this Miami stay, check-out (not including hotel service charges at check-in) will pay $411.74 or 41,174 miles (a value of 1 cent per mile).

If you redeem miles at checkout, your card will not be charged. Therefore, you will not get any additional rewards. However, if you pay with a Venture Rewards card, you will earn 5 miles per dollar spent on this purchase. It will convert to 2,058 miles.

Capital One also allows you Covers travel purchases You can earn miles for your spending by redeeming your rewards this way at a rate of 1 cent per mile from a statement within 90 days of the date of purchase.

Therefore, after this trip purchase has been posted on my account, I can use a mile of 41,174 capital and remove it from the statement as if my card was not charged. I bought a trip with cash rather than redeem the miles first, so I am rich in 2,058 miles. This is a 5% rebate for hotel bookings via the portal.

What are the drawbacks to doing this? You probably won’t be able to earn or use Hotel Points Benefits of elite status Bookings made through Capital One Travel. This is because major hotel chains usually need to book directly to receive these benefits. However, flights booked through Capital One Travel will usually earn miles as normal and will accommodate all elite status perks, so add your frequent flyer number before you fly.

Therefore, if you plan to travel Capital to a partner, but plan to redeem your rewards in a hotel, vacation rental or car rental, you can book the Capital 1 portal and pay with a credit card, earning 5 miles per dollar. Then, redeem miles at a rate of 1 cent per mile to effectively save 5% on all hotels, vacation rentals and car rentals.