Typically, in the following cases: credit card If you make changes, those changes will come with a high annual fee.
However, this is not the case in the following cases: American Express® Green Card. This card has undergone multiple updates in recent years, but the annual fee remains reasonable at $150.
But what do you get for that $150? Let’s take a closer look at the card’s benefits to determine if it’s worth adding to your wallet.
Amex Green Card information was independently collected by The Points Guy. The card details on this page have not been verified or provided by the card issuer.
welcome offer
Currently, new Amex Green applicants can earn 40,000 bonus points after spending $3,000 on purchases during the first six months of card membership.
TPG January 2025 evaluation Membership Rewards points are pegged at 2 cents each, so this bonus is worth $800.
When you’re ready to redeem your Membership Rewards points, you have a wide range of options, including: convert points into cash (not the best value) or Hotel and airline partners (can provide incredible valuedepending on the partner).
Great uses for Membership Rewards points include domestic flights on Delta Air Lines, flights to South America on Latin American Airlines, and flights to Japan. Virgin Atlantic and ANA award exchange.
Related: The Ultimate Guide to Amex Membership Rewards
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Clear Plus Statement Credit
clear is a security program that uses biometrics to prove your identity and help you get through security checkpoints at airports and sporting events faster.
Membership costs $199 per year, but it’s fully refundable when you pay for your Clear Plus membership with your Amex Green Card (subject to auto-renewal).
You don’t need to pre-register with Amex to take advantage of this benefit, but to use Clear Security Lanes at a growing number of venues and airports, you must register and complete your registration with Clear Plus. Terms and conditions apply.
Even better, delta skymiles and united mileage plus Affiliated credit card holder Become a Clear Plus member at a discounted price of $159. Amex Green’s annual benefit cap is $199, which is enough to cover this discount and some of the cost of adding a loved one.
If you don’t already have a Clear Plus membership, this perk alone will easily outweigh the $150 annual fee.
Related: Why your family wants to get Clear Plus before their next flight
rate of return
Amex Green’s best feature may be its profit structure.
Cardmembers earn 3 points per dollar spent on dining at restaurants worldwide (including takeout and delivery services in the U.S.), 3 points per dollar spent on transportation (including trains, buses, ferries and subways), and travel. Earn 3 points per dollar spent and 1 point per dollar spent. Regarding other purchases.
This is one of the broad travel and transportation categories. Best cards for travel purchases and food expenses. TPG January 2025 and beyond evaluation If you lock in Amex Membership Rewards points at 2 cents each, you’ll earn an effective 6% return on your travel spend. commute And food expenses.
Amex Green earns fewer points at restaurants than the 4 points per dollar that Amex offers (on the first $50,000 of purchases per calendar year and 1 point per dollar thereafter). American Express® Gold Card No bonus points offered in the US supermarket (Up to $25,000 in annual purchases, 1 point per dollar spent thereafter) Similar to Amex Gold, Amex Green has much better earning rates on commuting and travel.
Related: Card Showdown: Amex Gold vs. Amex Green
Additional benefits
Cardmembers also have access to: amex benefitsyou can offer rebates or bonus points on future purchases through targeted promotions.
Also included in the card shopping and trip This is a protective product that provides peace of mind and safety during domestic and international disasters. Terms and conditions apply.
Related: Everything you need to know about credit card merchant offers
conclusion
Over the past few years, the Amex Green cardholder benefits have been enhanced, and the annual fee has remained low and stable at $150. You can easily offset the annual fee by taking advantage of ClearPlus benefits.
However, if you already have another credit card, you may not be able to take advantage of these benefits. Refund your Clear Plus membership. The question at that point will be whether AmEx Green’s revenue structure provides enough additional Membership Rewards points each year to make it worth keeping the card.
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