Social Security recipients are saddled with huge debts due to overpayments from government agencies.
The beneficiary shared his frustration in a comment on a social media post from the Social Security Administration (SSA).
One Facebook user, Social Security recipient Jazmin Mayne, recently shared her experience with the overpayment issue.
The SSA’s Facebook account shared some tips on how to deal with overpayment notices from the agency, and Jazmine published a response.
According to Jazmin’s comments, she claims she paid $3,000 to address the overpayment.
In the same comment, she added that this amount has been almost fully repaid.
No further details were disclosed regarding the nature of the overpayment or the circumstances that led to it.
Fighting overpayments
If you receive a notice of overpayment, you can take several actions according to the regulations. SSA website: Arrange for repayment, appeal a decision, or request a waiver.
The overpayment notice will provide detailed information about the reason for the overpayment, the amount, repayment options, and your right to dispute or request forgiveness.
Let’s say you agree to the overpayment and are currently receiving benefits.
In this case, you can repay the amount in full through monthly benefit withholding or through a repayment plan using a check, money order, or credit card.
If you don’t receive benefits, you can repay them in full or in part through Pay.gov or your bank’s online bill payment service.
Flexible repayment plans are available, with payments starting at $10 per month.
If you disagree with the overpayment amount or believe the amount is incorrect, you can appeal the decision.
You can do this by requesting a non-medical review online or by submitting a completed SSA-561 “Request for Review” to your local Social Security office.
If you believe you are not at fault for the overpayment and cannot afford to repay it, or if you believe the overpayment is unfair for other reasons, you can apply for forgiveness.
This includes submitting a completed SSA-632, Request for Exemption from Recovery of Overpayments, to your local office.
Apply for a waiver with SSA
Those who cannot afford to repay, or believe they do not need to repay, overpayments cited by the SSA can submit certain forms.
- of shape Identified in SSA as SSA-632 Website It can be completed and submitted at your local office.
- “If you agree that you have overpaid, but feel that you do not have to repay because you did not cause the overpayment and cannot afford to repay, you must file Form SSA-632.”SSA pointed out in the report. Website.
- Multiple repayment options are also listed.
- If you have further questions, please call us at 1-800-772-1213.
For overpayments of $1,000 or less, forgiveness requests may be expedited over the phone.
Contact your local office or call 1-800-772-1213 Monday through Friday from 8 a.m. to 7 p.m.
If your current repayment amount does not cover your essential living expenses, you can request a different repayment amount.
Additionally, if the negotiated repayment amount makes it impossible to pay off the debt within 60 months, you must complete Form SSA-634, Overpayment Recovery Rate Change Request.
These options ensure you have the resources and flexibility you need to effectively address overpayment issues.
In other Social Security news, a stunned retiree was denied Social Security benefits despite working for 50 years.
Another man was required to repay $14,000 due to a misunderstanding about his benefits, which was attributed to an SSA error.