One of the most valuable perks Credit cards that reward travel It’s their welcome bonus, and is often worth hundreds of dollars in points or miles. One is missing out The biggest mistakes you can make when opening a new credit card.
As 10 Truths for TPG Credit Card Rewards State: “You don’t miss out on the welcome bonus.” Meanwhile, resources such as spreadsheets, calendar reminders and more Budget app It helps you track progress towards minimum spending requirements. It can also feel overwhelming.
Thankfully, some publishers offer built-in tools that monitor spending and make it much easier to keep track of. Here’s what you need to know.
Related: The best limited time credit cards available at the moment are offered
American Express
Unfortunately, American Express no longer offers a way to track your progress to earn a welcome bonus directly on your account. However, the user-friendly chat feature makes it easy to connect with customer service representatives. Customer service representatives can quickly tell you how much they need to spend and how much time they have left to earn the bonus.
Amex doesn’t offer welcome bonus trackers, American Express Platinum Card Card members have access to spending trackers tied to Centurion Lounge Guest Access. The tool monitors progress towards a $75,000 annual spending requirement and allows up to two guests to be brought into the Centurion Lounge.
Although not intended as a welcoming bonus, it helps you to be aware of your overall qualifying spending. Note
Related: Choose the best American Express credit card for you
Bank of America
Bank of America does not offer built-in trackers for welcome bonuses. You will need to manually monitor your spending or reach out to customer service for updates.
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Barclays
In late 2023, Barclays began rolling out welcome bonus trackers. JetBlue Plus Card It will gradually expand to holders and all credit card products. To see if it is available on your card, go to the Rewards or Rewards and Benefits section of your desktop or mobile account, then look under “Special Benefits.”
JetBlue Plus Card information is collected independently by Points Guy. The card details on this page are not reviewed or provided by the card issuer.
If it’s not visible there, try “Activity and Statements” and then try “Expense Analyzer.” Here you can filter out spending over the past three months to estimate progress.
Capital 1
Capital One no longer welcomes bonus progress in your account. For the most accurate information, you should call customer service directly.
Related: Best Capital One Credit Card
Tracking
Chase makes it easy to track your welcoming bonus progress with a built-in tracker that shows you exactly how much you need to spend and what deadlines to do. If you are eligible, Tracker will appear under the ultimate rewards section of the website or directly in the Chase Mobile app.
Users report finding trackers Chase SapphirePreferred® Card (look Fees and fees), Chase Sapphire Reserve® (look Fees and fees)and Ink BusinessPreferred® Credit Card (look Fees and fees).
Here’s how Chase Trackers appear on mobile apps: The target amount will vary according to the Welcome bonus Provided by the card issuer upon approval.
Related: Charge your chase ultimate reward balance with these top 5 cards
City
Citi offers a “new Card Member Bonus Tracker” that can be used on both the Citi website and the mobile app. To access it, look for the “New Cardmember Bonus Tracker” or “Learn More” link in the ThankYou Points preview box.
Discover
Discover does not offer a welcoming bonus tracker. You must manually monitor the progress.
Wells Fargo
Wells Fargo Cardholders can track welcoming bonus progress through the “Go Far Rewards” portal. This tool shows you details of how much you spent towards your minimum requirements, the remaining time, and the full bonus. It can be used with personal cards, but business card holders are not available.
Related: Don’t overlook your Wells Fargo credit card
Important: Check out the watch and purchase
Please note that clocks to meet the welcome bonus usually start on the day the application is approved. Also, Not all charges count towards spending requirements.
For example, you Delta Skymiles® Platinum American Express CardSee the annual fee of $350 Fees and fees) Intention do not have Count to the minimum spending threshold. Some issuers also do not count “cash equivalent” purchases, such as gift cards.
To avoid surprises, we recommend checking the bonus deadline with your customer service representative when activating your card. Some issuers measure the duration of calendar days, while others use the full billing months. Please buy post By the deadline – pending transactions will not be counted.
If you need help reaching minimum spending requirements, check out our guide 10 ways to meet your credit card bonus minimum spending requirements.
Conclusion
While some issuers aren’t a step away, some provide tools that allow cardholders to easily track their progress in meeting their spending requirements. These help save you the hassle of manually calculating your spending and help you avoid missing out on valuable rewards.
learn more: This is the best credit card welcome offer
Click here for prices and pricing for the Delta Skymiles Platinum Amex Card here.
