Tracking and Capital 1 He is the leader in the credit card space for travel rewards. If you’re looking for your next one Travel Reward Credit Card, Chase SapphirePreferred® Card (look Fees and fees)and Capital One Venture X Rewards Credit Card A great option to consider.
Both cards have unique transferable currency to earn and a variety of travel-related benefits. If sapphire is given priority, you will earn money Track the ultimate reward Points, while you earn Capital 1 mile Venture X has a price of $95 per year for Sapphire Preferred, while Venture X has a price of $395 per year for it.
Sapphire likes a very formidable opponent, so high annual fees don’t mean Venture X is automatically a great card.
Let’s jump on the similarities and differences with these cards and see if it’s better suited to add to your wallet.
Sapphire Preferred vs. Venture X comparison
| Features | Chase sapphire is desirable | Venture x |
|---|---|---|
| Annual fees | $95 | $395 |
| Welcome bonus | Last Chance: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months of opening an account. The offer will close at 9am on May 15th. | You’ll earn 75,000 miles after spending $4,000 on a purchase in the first three months of opening an account. |
| Revenue Rate |
|
|
| Statement Credit |
|
|
| Other Card Benefits |
|
|
Sapphire Preferred vs. Venture X Welcome Offer
For a limited time only, new applicants Chase sapphire is desirable After spending $5,000 on purchases in the first three months of opening an account, you will earn 100,000 points. This offer closes at 9am on May 15th, so this is your last chance to apply.
TPG May 2025 evaluation This welcome offer is worth $2,050 as you will be able to point the ultimate reward value at 2.05 cents each.
New applicants for Venture x In the first three months of opening an account, you can spend $4,000 on a purchase and earn 75,000 miles. TPG May 2025 evaluation Peg the value of one mile of capital for 1.85 cents, making this offer worth $1,388.
winner: Sapphire is desirable. That welcoming offer is worth more than $600 more.
Related: Welcome offers this month like the best credit card
Daily Newsletter
Reward your inbox with TPG Daily Newsletter
Join over 700,000 readers for breaking news from TPG experts, detailed guides and exclusive deals
Benefits of Sapphire Preferred vs. Venture X
Both cards offer similar advantages There are no foreign transaction fees, shopping and Travel protectionand Major car rental insurance.
Sapphire is desirable Provides card holders:
On the other hand, its distinctive features Venture x include:
Venture X travel credits cannot be used outside. Capital One Travelit should still be relatively easy to use.
Venture X offers over 1,300 priority pass lounges and 5 small but powerful lounges (four lounges and Landings in one capital). Cardholders may take guests over the age of 2 at no additional charge. Includes access to primary cardholders and certified users.
Venture X also includes mobile phone protection and ride protection. This is something that sapphire lacks. However, Sapphire Preferred has baggage delay insurance, which Venture X does not offer.
winner: Provides substantial value with $300 Capital One Travel credits on bookings through Venture X. Capital One Travel, Anniversary Bonus Miles, Lounge Access, TSA Precheck/Global Entry Credit and Automatic Elite Status.
Related: Why you need to add certified users to Capital One Venture x
Earn rewards with Sapphire Preferred vs. Venture X
Sapphire is desirable Earn money:
- 5 points per dollar spent on trips booked with Chay Travel
- 5 points per dollar spent on Lyft purchases (until September 30, 2027)
- 5 points per dollar spent on purchasing peloton equipment and accessories over $150 (25,000 bonus points limit until December 31, 2027)
- 3 points spent per dollar dining, Select a streaming service and Online grocery store purchases (Excluding Target, Walmart and Wholesale Club)
- 2 points spent on all trips not booked on Chay Travel
- 1 point per dollar spent on everything else
meanwhile, Venture x Earn money:
- 10 miles per dollar for hotels and car rentals are booked on a Capital 1 trip
- 5 miles per dollar travel for flights and vacation rentals booked through capital
- 2 miles per dollar spent on all other eligible purchases
Both cards earn at least 5 points or miles per dollar spent on trips booked on their respective portals, but this may not be of any use in most cases I generally Do not recommend booking via the travel portal.
Sapphire Prefered has more bonus revenue categories, but some are rather niche. Earn 3 points per dollar spent in several selection bonus categories including meals. However, the simplicity of Venture X is unparalleled. All purchases.
winner: Tie. Saphire Preferred has more bonus categories, but some of them are pretty niche. Venture X provides simplicity for your revenue.
Related: Why do I love my favorite Chase Sapphire cards?
Redeem rewards for Sapphire Preferred vs. Venture X
Your best bet to redeem your rewards with either card is to use it Transfer Partner. However, each card has other redemption options. Rewards for both cards can be redeemed for each issuer’s fixed value for their respective travel portal and gift cards and cashback (though the latter two options offer the worst redemption value).
in Sapphire is desirableyour points are worth increasing 25% when redeeming them for trips booked via Chase Stravel. This is still less than the TPG May 2025 evaluation Of the ultimate reward points, this is a solid backup redemption option if you’re struggling to find the availability of your award.
in Venture xYou can redeem miles with a Fixed interest rate of 1 cent per mile for all travel-related purchases Made with cards or for travel for booked Capital 1 trips.
winner: Sapphire is desirable. If you redeem points through a tracking trip, the points are worth 1.25 cents per piece, but redeem miles for one trip or trip is worth 1 cent each.
Use Sapphire Preferred vs. Venture X to transfer rewards
Transferring rewards earned from any card will give you maximum redemption value.
in Sapphire is desirableyou can access it Chase’s 14 airlines and hotel partners. All partners are transferred at a 1:1 ratio.
I usually forward the ultimate reward point The Hyatt Worldbecause the program is still using a Fixed Price Award Chart And it offers me outstanding value when traveling to popular destinations during peak or busy seasons.
Just two months ago, I redeemed 30,000 Ultimate Reward Points for two nights at Hyatt Centric Dublin, Hyatt Centric Dublin on St. Patrick’s Day weekend.
You can access it with Capital One More than 15 airlines and hotel partners. However, not all partners such as Eva Airwaystransfer at a 1:1 ratio. For that partner, the transfer is a 2:1.5 ratio. Chase has two partners for US airlines, so Chase will do one capital in this area. Southwest Airlines and United Airlines,On the other hand, Capital One only has one Jet Blue.
That said, both programs have airline partners in each of the three major alliances. OneWorld, Sky Team and Star AllianceEach can also be used to book domestic flights.
Augusta StoneTPG’s credit card writer has recently moved 15,000 capital to a mile Air France-KLM Flying Blue Book two one-way domestic Delta Airline flights.
winner: Sapphire is desirable. Capital One has more forwarding partners, but Chase has a slight advantage as Hyatt is a hotel partner and two domestic airline partners, all of which have a transfer ratio of 1:1.
Related: How to redeem Chase Ultimate Reward Points for Maximum Value
Should I get Sapphires or Venture x?
If you prefer solid travel protection for lower annual fees and more domestic-based transfer partners, I say Sapphire is desirable It’s the way to go. However, if you’re looking for more premium perks, such as lounge access, statement credits, and wider travel protection, Venture x.
Related: Why Capital One Venture X wins the TPG Award for Best Premium Travel Credit Cards
Conclusion
Sapphire is desirable and Venture x Great travel reward card. While Venture X clearly has more advantages and is suitable for frequent travelers, what Sapphire likes is a formidable opponent with proper travel perks and much lower annual fees.
Either or both cards can be a great addition to your wallet, depending on which cards and benefits are best for your lifestyle and travel needs.
For more information, see our full review of Chase sapphire is desirable and Capital One Venture x.
Apply here: Chase Sapphire Priority Card
learn more: Capital One Venture X Rewards Credit Card
For Capital One products listed on this page, some of the benefits may be provided by Visa® or MasterCard® and may vary depending on the product. Terminology and exclusions apply, so please refer to the guide to each benefit for more information.
*Eligible cardholders will remain at that status level during the period of the offer when they are registered, accessible through one Capital website or mobile app. When you register for the regular Hertz Gold Plus reward registration process (such as Hertz.com), cardholders will not be automatically detected when they are eligible for the program, and the cardholders will not be automatically upgraded to the applicable status layer. Additional terms apply.
