There are a lot of people Business Credit Card In the market, it can be difficult to judge This is perfect for your company’s needs.
Get through it all, Ink BusinessPreferred® Credit Card It’s one of our favorites. With the same family, InkBusinessPremier® Credit Card A cashback option that offers a simple revenue structure and solid travel and shopping protection.
Both are good options, so let’s break it down.
Ink Business Priority vs Ink Business Premium Comparison
Let’s start with a quick overview of each card’s highlights.
| Ideal for the ink business | Ink Business Premier | |
|---|---|---|
| Annual fees | $95 | $195 |
| Welcome offer | After spending $8,000 in the first three months of your account, you earn 90,000 bonus points. | After spending $10,000 in the first three months of your account, you earn $1,000 in cashback. |
| Bonus Categories |
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| Redemption options | Book Travel Travel for 1.25 cents each at Amazon Checkout, or book Chase Travel, or transfer to your travel partner at a 1:1 ratio | Redeem with cashback, travel, gift cards, PayPal, and Amazon checkout |
| The advantages of the card |
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Ink Business Priority vs Ink Business Premium Welcome Offer
in Ideal for the ink businessearns 90,000 points after spending $8,000 on purchases in the first three months of opening an account.
Welcome Offer is worth $1,845 based on TPG in March 2025 evaluation.
new Ink Business Premier Cardholders can earn $1,000 in cashback after spending $10,000 on a purchase within three months of opening an account.
winner: The ink business is desirable. The welcome offer has an advantage as it is worth almost twice as much as the premier.
Related: The power of the Chase Triple
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Ink Business Preferences and Benefits of Ink Business Premier
Both cards offer the exact same advantages when it comes to purchasing and travel protection. With both cards you will receive:
- Purchase Protection: Covers up to $10,000 per bill ($50,000 per account) if eligible items are damaged or stolen within the first 120 days of purchase.
- Travel Cancellation/Discontinued Insurance: If you need to cancel or cut a trip due to a subject matter (such as illness or bad weather), you will receive up to $5,000 per person coverage for unexpected, unreserved travel expenses. Compensation is limited to $10,000 per trip.
- Main car rental compensation:If you use any card for the entire rental cost and travel for business purposes, you are compensated for theft and damage in the US and most countries around the world. Please note that this does not provide liability compensation. However, most rental cars with MSRPs below $125,000 cover up to $60,000.
- Enhanced Warranty Protection: Purchase with a US manufacturer’s warranty of less than 3 years and receive an extra 1 year compensation. This is very useful if you want to stop the item from working immediately after the scheduled warranty has expired.
- Mobile phone protection: If you pay your monthly mobile phone bill with your card and your phone is stolen or damaged, you will receive up to $1,000 per bill and $100 deductible. claim Around 12 months.
Both cards lack foreign transaction fees and are ideal for international purchases.
winner: tie. Both cards offer the exact same advantage.
Get rewarded with ink business priority vs ink business premiere
Ideal for the ink business It offers more bonus categories than Ink Business Premier. In the next category (1 point per point at the time), you earn 3 points per dollar per account total purchases.
- trip
- Shipped purchase
- Internet, cable, telephone service
- Purchase ads created on social media sites and search engines
All other purchases earn 1 point per dollar. Chase Ultimate Reward is worth 2.05 cents per point based on TPG in March 2025 evaluationearns 6.15% returns on bonus purchases in the category and 2.05% returns on all other purchases.
Ink Business Premier It offers both interesting bonus categories and powerful everyday revenue. Using this card will look like this:
- 2.5% cashback for every purchase over $5,000
- 2% cashback on all purchases
Earn at least 2% cashback on every purchase is strong, but not unique. Many other cashback cards are City Double Cash® Card (look Fees and fees), earn 1% when you buy, 1% when you pay that purchase, Capital One Spark Cash Plus.
However, if you frequently make bulk purchases over $5,000, earning half that extra purchase with cashback will ultimately save you a lot of money.
winner: tie. If you simplify your business costs and have only one card, Ink Business Premier is the winner. However, the ink business offers more redemption options as it earns transferable compensation.
Ink Business Repayment and Remuneration Transfer Priority vs Ink Business Premier
Both cards are “Chase Inc” credit cards, but redemption options are different.
in Ideal for the ink businessIn addition to redeeming points for cash, one point is worth a cent, but it can also be used for travel in two different formats. You can redeem points towards your travel booking via Chase Travel, where each point is worth 1.25 cents each, or transfer them to one of them. Chase’s valuable transfer partner.
TPG Credit Card Editor Olivia Mitak I love using her ultimate reward points for my stay at Hyatt. She recently redeemed 12,000 points for a three-night stay at Hyatt House Frankfurt Eschborn, Germany.
TPG estimate Chase Ultimate Rewards points are worth 2.05 cents as of March 2025, thanks to the number of options these transfer partners have open. Points can also be redeemed for gift cards via PayPal and at Amazon Checkout.
in Ink Business PremierHowever, redemption options are more limited. However, you can get consistent value from each redemption method. This can be good for business owners without having to take up much time. Ink Business Premier Cardholders can redeem rewards with cashback, gift cards, travel, Amazon Checkout, and PayPal.
Unfortunately, rewards earned at the Ink Business Premier cannot be transferred to Chase airlines and hotel partners.
winner: The ink business is desirable. It has more options and the rewards you earn are significantly more valuable.
Related: Maximize your ultimate rewards
Do you prefer the ink business or need to get the ink business premier?
A simple answer – it depends. If you don’t have a Premium Chase Ultimate Rewards card, you can redeem points for your trip. Ideal for the ink business It’s a great choice. However, if your spending categories are much more diverse (or don’t include those increased bonus categories), and you like to earn cashback, then you Ink Business Premier.
Conclusion
Both are strong choices for middle-tier credit cards. Business Credit Cardin a unique way. Two cards offer great ways to earn points and cashback, while also offering perks that will help you protect you at the time you need them.
Also, if you already have an Ink Business Preferred Card, this will not prevent you from applying to Ink Business Premier. The combination of both benefits allows your business to earn plenty of points and cashback, reward more in your pocket, and at some point you can enjoy your vacation a step away from work.
For more information, see our full review of Ideal for the ink business and Ink Business Premier.
Apply here: Ideal for the ink business
Apply here: Ink Business Premier
