Business owners have unique spending patterns that can make it difficult to get a steady paycheck. Additionally, many credit cards and business charge cards have caps on how much you can earn in their most lucrative categories. Pre-set spending limits can also be a headache for businesses that want to make big spends on their loyalty cards, but can’t easily do so due to large bills.
of Capital One Spark Cash Plus Card We alleviate these concerns for business owners by offering unlimited 2% cash back on every purchase. Additionally, the card’s new benefits could make it the best choice for businesses looking to maximize their earning potential without the hassle. This card also has perks that you may not be aware of. It’s an opportunity to convert cashback into valuable travel rewards.
Enjoy the best offer ever with the Spark Cash Plus Card
of Capital One Spark Cash Plus Card offers one of the simplest value propositions for business owners. All spending with the Spark Cash Plus card earns at least 2% cash back with no limits or category restrictions. Additionally, business owners can earn 5% cash back on hotels and rental cars booked through. Capital One Travel. Earn consistent cash back on all your purchases, and now you can earn even more cash back with new bonus offers.
New Spark Cash Plus cardholders can earn a one-time cash bonus of $2,000 after spending $30,000 on the card in the first three months. Plus, you’ll continue to earn a $2,000 cash bonus for every $500,000 you spend on your card in the first year. Sure, it’s a big expense, but if your business has enough expenses, you can earn this bonus multiple times throughout the year and get some serious rewards.
By the numbers, for a company spending $530,000 in the first year, an additional $4,000 cash bonus increases the overall cash back rate to more than 2.75%. Earn even more cash back when you book your hotel or rental car through Capital One Travel.
Additionally, the Spark Cash Plus card does not have any pre-set spending limits. Unlike traditional fixed lines, it adapts over time so you can spend more and get more rewards.
Consistent cashback (with travel feature)
With the Spark Cash Plus card, you can also earn 5% cash back when you book hotels and car rentals. Capital One Travelthere is no limit to the amount of cashback you can earn. Capital One Travel offers smart features to help you book your travels with confidence. The free price prediction tool monitors flight prices and alerts you when it’s time to book, saving customers an average of 15%. Plus, if you book your flight during Capital One Travel’s recommended times, you’ll also receive free price reduction protection. If you find a better price on a hotel, flight, or rental car within 24 hours of making your reservation, you’ll receive that amount and a travel credit.
Capital One Travel makes it easy to book business travel for your team by allowing you to store important data for each employee, such as date of birth, frequent flyer number, and known traveler numbers. This makes it easy for travel coordinators to quickly and accurately book travel for their team members. The Spark Cash Plus card also has no foreign transaction fees (see Rates and fees), meaning employees can use the card for all transactions worldwide.
If you want more flexibility in the types of rewards you earn, the Spark Cash Plus card has some interesting perks that aren’t often talked about. Another premium Capital One business card ( Venture X business cardyou can Convert your cashback into fully transferable Capital One Miles. This allows you to choose between cashback and valuable travel benefits as your needs change.
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Tools for doing business
of spark cash plus card It offers a variety of benefits that make running your business easier. The lack of preset spending limits is just one of its many important features. Employee cards are free and readily available to employees. Virtual card numbers make it easier to manage one-time transactions and keep your account more secure.
You can also easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account. Accounts Payable gives you flexible options and more rewards when you pay vendors using your Spark Cash Plus card, even those who don’t accept cards. Vendors will receive payment via the method of their choice, including check, automated clearinghouse transfer, or virtual card (there is a 2.9% processing fee if you send a check or ACH to a vendor using a Capital One Business card) ).
Cards made for business owners
of spark cash plus card It helps eliminate common points of friction while providing valuable rewards and benefits for your business. You don’t have to worry about obstacles like pre-set spending limits. Spend less time working with reports and more time running your business with powerful tools and solutions integrated directly into your Capital One Business account.
conclusion
Between the biggest cash bonus ever and unlimited 2% cashback. spark cash plus card We provide business owners with the simplicity and rewards to drive business growth. Add 5% cash back on hotels and rental cars booked through Capital One Travel, and the flexibility to convert cash rewards into miles, and you’ve got a profitable strategy for all your business spending.