British Airways Visa Signature credit card review: Full details

British Airways VisaSignature® Card (look Fees and fees) It may not be the biggest option for using one of the valuable 5/24 slots in Chase. However, there is a low annual fee and a high chance of earning to cover the fuel extra charge, making credit a compelling option for many British Airways loyalists. Card Rating*:

*Card rating It is based on the opinions of TPG editors and is not influenced by the card issuer.

Advantageous credit card options from foreign airlines are often overlooked; British Airways Visa Signature Card -The only co-branded credit cards British Airways offers in the US are among them.

An annual fee of $95 is available for applicants Credit score Over 670 to increase the likelihood of approval.

There are no benefits of common airlines such as free check bags and priority boarding. Nevertheless, it is one of the most valuable airline cards on the market due to its big welcome bonuses and money-saving perks.

Find out if your card deserves a spot in your wallet.

British Airways Visa We currently offer 85,000 AVIO after spending $5,000 on a purchase within the first three months of opening an account.

According to TPG April 2025 evaluationAvios are worth 1.4 cents each, so winning 85,000 Avios is worth $1,190 health. The current offer is slightly higher than the previous offer, and is worth using if you have this card on your radar.

One important note: Like other Chase-issued consumer cards, the British Airways visa is below Chase’s 5/24 rule. If you open 5 or more credit cards in the last 24 months (from all banks, not just Chase), the application may be denied.

Daily Newsletter

Reward your inbox with TPG Daily Newsletter

Join over 700,000 readers for breaking news from TPG experts, detailed guides and exclusive deals

By signing up, you will receive newsletters and promotional content and agree to us terms of service And acknowledge our data practices Privacy Policy. You can unsubscribe at any time.

Related: Currently offering welcoming bonuses of over 100,000 points

however British Airways Visa There are not many of the regular Cobrand airline card perks, such as free check bags and priority boarding.

• Reward Flight Statement Credit: You will receive credits three times a year for Economy (World Travelers) and Premium Economy (World Travelers Plus) seats – or receive Business (Club World) and First Class seats (up to $600 per calendar year). This helps you fight the high fuel surcharges of British Airways.
• Tickets to travel together: Spend $30,000 on your card every calendar year, Tickets to travel togetheryou can add companions to your reward flights at no additional cost, or save 50% with AVIO you need when traveling solo. This is available in any class of round-trip British Airways, Iberia or Aerinsula red.
• 10% Flight Discount: Get 10% off your qualified British Airways flights provided via our website with welcome materials.
• Visa Signature Perks: This is Visa Signing Cards, you’ll get similar perks Lost/delayed luggage protection, Purchase Protectionsecondary Car Rental Insurance Access to the Visa Signature Luxury Hotel Collection.
• There are no foreign transaction fees: If you use your card overseas, you will not be charged an additional fee.

Again, these are different benefits to find on many co-branded airline cards, but they can provide great value to those who use AVIO to book awards regularly.

Related: British Airways Club: Abios, Elite Status, and Transfer Partners Guide

British Airways Visa It outdoes most other Cobrand airline cards on the revenue side. Using a British Airways card will make you earn:

• 3 Avio per dollar spent on purchasing on British Airways, Aer Lingus, Iberia and Levels
• 2 Avios per dollar spent on hotel bookings made directly at the hotel
• 1 Avios per dollar spent on all other purchases

These are not impressive rates of return, but bonus categories and value cardholders can get from the added benefits of the card.

Related: The best way to win British Airways Avios

The most obvious way to capture the Avios you’ve won British Airways Visa Book tickets for the award with British Airways. Thanks to British Airways’ distance-based awards chart, one of the program’s biggest sweet spots is winning the Short Distance Award.

The program charges 651 to 1,151 miles long during the off-peak season and 6.500 miles of awards in business class during the off-peak season. If you look at it, a flight from London to Rome fits that band.

Still, British Airways is imposing it Large taxes and extra charges Some tickets for their own international awards.

therefore, Perfect for Avios It may also be a Partner Award. You can redeem points from more than a dozen One World Alliance carriers, including American Airlines, Alaska Airlines, Cathay Pacific, and Qatar Airways.

Related: How to Maximize British Airways Distance Based Award Charts

You can transfer Avios British Airways Visa Other Avios-Hainning Airlines Like Aer Lingus, Finnair, Iberia, Catar Airways. This allows you to travel to many One World destinations and book with these Avios.

As the mileage currency for British Airways and these four partners, You can transfer Avios Between five airlines.

Iberia tends to charge significantly lower taxes and additional fees than British Airways. Additionally, Iberia charges fees based on the total miles that it flew in its own place and becomes the winner on several connection itineraries.

I got good value from my Avios by booking Iberia using Avios and from O’Hare International Airport (ORD) and San Francisco International Airport (SFO) to business class Madrid, falling below the AVIO of less than 34,000 each time.

Related: How to book an Iberia flight to using Avios (and later)

• If the 5/24 rule does not exceed: Chase SapphirePreferred® Card (look Fees and fees) It also provides a fee of $95 per year, earning 5 points per dollar spent on your trip when you booked the Chase Travel Portal and 2 points per dollar spent on all other trips. You will also earn bonus points in dining and select services. Read more A full review of Chase Sapphire is desirable.
• If the 5/24 rule is exceeded. American Express® Gold Card The annual fee is high at $325 (see Fees and fees) It also comes with many valuable perks that offer a higher rate of return and offset the annual fee, including various statement credits (registration required). Membership reward points earned on this card can be transferred to British Airways at a 1:1 ratio. Read more A complete review of Amex Gold.
• If you want to earn Avios on another card: Iberia VisaSignature® Card It has the same revenue structure as a British Airways visa. However, there are perks unique to Iberia, such as a 10% discount When making a booking, select Iberia flight.

Information on Iberia Visa signature cards is collected independently by Point Guy. The card details on this page are not reviewed or provided by the card issuer.

See the full list of additional options Best airline credit cards.

Related: 5 Reasons to Be Careful about British Airways Abios

British Airways Visa If you want to win valuable Avios, it’s worth it. Its advantages help you easily collect annual fees, such as a 10% flight discount or an annual reward flight statement credit of up to $600. However, if you don’t go beyond Chase 5/24 or travel to airlines using Avios, you may prefer a different card.

Diversifying your portfolio of royalty currency is important in the world of travel rewards. British Airways Visa It represents a great way to do that. This card is perfect for British Airways loyalists as it offers valuable welcome offers, low annual fees and opportunities to repay some of your taxes and fees.

Apply here: British Airways Visa Signature Card

Click here for Amex Gold Card pricing and fees here.