Financial planning doesn’t just calm your fears. It also gives you the confidence to make bold moves! That’s what a new survey of 542 Boldin PlannerPlus subscribers reveals. For Boldin users, plans are not about fear or limitations, they are about clarity, control, and new possibilities.
Research Snapshot: How confident are Boldin subscribers?
An overwhelming 95% of Boldin Plannerplus subscribers say they are confident about their financial futures. very Confidence.
When asked, “Do you feel confident about your financial future?”, the user responded:
- 95% feel very confident or somewhat confident
- 48.6%: Very confident
- 46.4%: Slightly confident
- 4.3%: Neutral
- <1%: Not confident
Boldin users are far more confident than most Americans
The confidence of Boldin subscribers is quite dramatic contrast to the national survey in which two-thirds of Americans express their economic confidence at all.
The gap cannot be denied:
- Research from Allianz Life It turns out that 64% of Americans are worried about their lack of money (more than they worry about death)
- Nald Warett 47% of Gen X and 62% of Boomers report confidence to make financial decisions
- Gives strength Reports that general financial trust (optimism about achieving financial goals) are at about 60%
Planning, not planning
What lies behind Boldin subscribers’ confidence? That’s not luck – and that definitely doesn’t apply. Boldin users make decisions based on daily access to dynamic modeling, personalized forecasting and flexible financial roadmap. While many Americans are not sure if they are going well, Boldin users plan with purpose.
Confidence leads to previous retirements
And for many, that confidence has already been translated into actions. 38% of respondents either have retired or plan to quit earlier than expected.
When Boldin asked, “Did you change your retirement timeline when using Boldin Planner?” Here’s how the user responded:
- 47% They said the timing of their retirement remains roughly the same as originally expected.
- 38% They now said they plan to quit earlier than they originally thought, or already have one.
- twenty five%: Make a plan to retire early now
- 13%: I’ve already retired earlier than I expected
- 15% I still understand that
- Only 0.4% Report a retirement later than planned
The strong economic trust among Boldin users is particularly impressive given the uncertainty of the economy
Boldin users stand out when the Federal Reserve reports economic uncertainty. The latest Beige Book (June 2025) draws a picture of national anxiety. Companies are slowing employment and investment due to unpredictable trade policies and rising tariffs. Consumer spending has softened, and some sectors have even experienced stagnation or shrinking. In short, I lack confidence.
While economy tackles uncertainty, Boldin Retirement Planner users actively model their futures, explore a variety of What-if scenarios, and adjust their plans with flexibility. Rather than being paralyzed by volatility, they are equipped to advance with purpose.
