Mutual fund performance fluctuates over various market cycles. Investing in mutual funds should be based on your financial goals, risk appetite and investment horizon. However, investors often tend to look beyond these parameters such as returns and ratings from various institutions such as Crisil, Value Research and Morning Star. You can also look for the best of his SIP Return Mutual Funds and the highest ratings by Crisil. This article provides a list of the 5 mutual funds with the highest SIP returns rated 5 stars by Crisil.
Also read: 5 Debt Mutual Funds With The Best SIP Returns In The Past Decade
What is the rating of Chrysir Mutual Fund?
Crisil Mutual Fund Ratings cover equity, debt and hybrid funds. In general, the majority of ranking models are based on return or his NAV. However, for evaluation purposes, Crisil ranks mutual funds based on a combination of NAV and portfolio-based attributes. The ranking considers key parameters such as risk-adjusted returns, asset concentration, liquidity and asset quality.
Crisil ranks mutual funds on a scale of 1 to 5. A rank of 1 indicates “very good performance” compared to peers in the group. Within the group, 10% rank 1, the next 20% rank 2, etc.
How did you filter these equity mutual funds?
We looked at the holistic picture of equity mutual funds, including sector funds/thematic mutual funds.
Funds rated with 5 stars (rank 1 – very good performance) will be considered. We further filtered where the fund resides in the last five-year timeframe. You can get 17 mutual fund schemes here.
We’ve reviewed SIP returns over the last five years and ranked them from highest to lowest.
Ultimately, we selected five mutual funds with the highest SIP returns and were ranked 5 stars (Rank-1) by Crisil.
Of the five funds, four are from quant mutual funds and five are from quant mutual funds.th SBI Mutual Fund.
5 Equity Funds with Highest SIP Returns + 5-Star Rating by Crisil
Here is a list of Crisil’s highest rated mutual funds that have produced the best SIP returns along with fund performance and where these funds are currently investing.
#1 – Quant Small Cap Fund
The scheme’s primary investment objective is to generate capital appreciation and provide long-term growth opportunities by investing in a portfolio of small cap companies.
Where is this scheme currently investing?
We currently invest in 75 stocks. It holds 57% small-cap, 6.5% mid-cap, 16% large-cap, with the remainder in bonds or cash.
Its top holdings are ITC, Jindal Stainless, IRB Infrastructure, PNB, RBL, Hindustan Copper, HFCl, Archean Chemicals and India Cement.
fund performance
SIP return
3 year SIP returns – 42%
5 year SIP returns – 36%
10 year SIP return – 22%
annual return
Revenue for 1 year – 14%
3-year annualized return – 56%
5-year annualized return – 24%
10 year annual return – 16%
This fund has produced the highest SIP return of 36% over the past five years. Value Research and Crisil rate the fund 5 stars. This fund is a risky investment as it primarily invests in small cap stocks. High-risk investors can invest in such funds for the medium to long term. Moderate to low risk investors should avoid such funds.
#2 – Quantity Tax
The investment objective of the scheme is to generate capital appreciation by investing primarily in a well-diversified portfolio of stocks with growth potential. Investments in this fund are eligible for tax incentives ranging from 80 cents to Rs 1.5 lakhs for the financial year.
Where is this scheme currently investing?
We currently invest in 52 stocks. It holds 61% large cap, 9.7% small cap, and 9.6% mid cap, with the remainder held in bonds or cash.
Major holdings include ITC, SBI, Reliance, HDFC Bank, Ambuja Cements, NTPC, Adani Ports, PNB, Patanjali Foods and LIC.
fund performance
SIP return
3 year SIP returns – 29%
5 year SIP returns – 28%
10 year SIP return – 23%
annual return
1 Year Earnings – 11%
3-year annualized return – 43%
5-year annual return – 23%
10 year annual return – 22%
this fund is 2nd 28% SIP return, the highest in five years. Value Research and Crisil rate the fund 5 stars. Investors looking for tax-effective u/s 80c with a 3-year lock-in period can invest in such funds.
#3 – Quant Mid Cap Fund
The primary investment objective of the scheme is to generate capital appreciation and provide long-term growth opportunities by investing in a portfolio of mid-cap companies.
Where is this scheme currently investing?
We currently invest in 28 stocks. It holds 41% mid-cap, 26% large-cap, 11% small-cap, with the remainder held in bonds or cash.
Its top holdings are ITC, PNB, Escort, Voltas, Linde India, Patanjali Foods, LIC, Union Bank of India, Indiana Hotels and Bosch.
fund performance
SIP return
3 year SIP returns – 30%
5 year SIP returns – 27%
10 year SIP return – 19%
annual return
Revenue for 1 year – 14%
3-year annual return – 35%
5-year annual return – 19%
10-Year Annualized Return – 15%
this fund is 3rd 27% SIP return, the highest in five years. Value Research and Crisil rate the fund 5 stars. This fund is high risk as it invests in medium-sized companies. If you are a risky investor and want to invest in the medium to long term, you can invest in such funds. Moderate to low risk investors should avoid such funds.
#4 – Quant Active Funds
The primary investment objective of the scheme is to generate capital appreciation and provide long-term growth opportunities by investing in a portfolio of large, mid and small cap companies.
Where is this scheme currently investing?
We currently invest in 61 stocks. It holds 39% large-cap, 25% small-cap, and 13% mid-cap, with the remainder held in bonds or cash.
Major holdings include ITC, SBI, Ambuja Cements, IRB Infra, PNB, Adani Ports, HDFC Bank, Tata Communications, Fortis Healthcare and Linde India.
fund performance
SIP return
3 year SIP returns – 26%
5 Year SIP Returns – 25%
10 year SIP return – 21%
annual return
1 year earnings – 9%
3-year annualized return – 38%
5-year annual return – 21%
10 Year Annual Return – 20%
This fund is 4th Best 25% SIP return in the last 5 years. Value Research has not rated this fund, but Crisil has rated it 5 stars. The fund invests in various market caps and is classified as a multi-cap fund. This fund is high risk as it invests in mid and small cap stocks. Although I am not in favor of investing in multi-cap funds, risky investors can invest in such funds.
Also read: 5 equity funds with annual returns of up to 24%
#5 – SBI Contrafund
To provide investors with long-term capital appreciation opportunities by investing in a diversified portfolio of equities and equity-related securities in accordance with a contrarian investment strategy.
Where is this scheme currently investing?
We currently invest in 70 stocks. It holds 38% large-cap, 13% small-cap, 11% mid-cap, with the remainder held in bonds or cash.
Major holdings include Gail, ICICI Bank, HDFC Bank, Tech Mahindra, Equitas SFB, Axis Bank, HDFC, Power Grid Corp, M&M Financial Services, and ONGC.
fund performance
SIP return
3 year SIP returns – 30%
5 year SIP returns – 24%
10 year SIP return – 17%
annual return
Revenue for 1 year – 19%
3-year annualized return – 36%
5 Year Annualized Return – 15%
10 Year Annual Return – 15%
This fund has produced 5th Best 25% SIP return in the last 5 years. Value Research and Crisil have rated this a 5-star fund. It is classified as a value fund based on its investment purpose. I am not very fond of investing in this category of funds, but risky investors can invest in such funds.
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Suresh KP is the founder of Myinvestmentideas. He is his NISM Certified – Investment Advisor and NISM Certified – Research Analyst. He has been analyzing financial markets for the past 20 years.
