13 Best Mutual Funds Rated 5-Star by Value Research (30%+ CAGR in 5 Years)

When evaluating mutual fund investments, independent research institutes such as value research provide valuable insight into fund performance and consistency. Value research rate mutual funds based on risk-adjusted returns and consistency. Today we highlight A 13 mutual fund scheme rated 5 stars by Value Research, which has provided a CAGR of over 30% over the past five years. These funds were not only consistently implemented, but remained highly reliable in each category.

What is Value Research Mutual Fund rating?

Value Research’s Star Rating System evaluates the fund’s historical risk-adjusted returns compared to its category peers. The rating is as follows:

• 5 stars – Top 10% performers
• 4 stars – Next 22.5%
• 3 stars – Middle 35%
• 2 stars – Next 22.5%
• 1 star – 10% bottom

These ratings are updated regularly and can be changed based on fund performance and market trends.

You can also check out the previous article 10 Christil 5 star rating Mutual Fund 2025 Articles too.

How did you filter these mutual funds?

To finalize these top-performing mutual funds, the following filtering criteria were used:

1. All open equity mutual fund schemes across the category (large, medium, small, flexible, value, etc.) were considered.
2. We only selected funds rated as five stars by Value Research.
3. Additionally, we narrowed our list down to funds with a five-year CAGR return of over 30%.
4. We only considered the direct plans for mutual funds.
5. You can get 13 mutual funds that generate CAGR returns of 30% or more over the last five years, a 5-star rating by ValeResearch.

Top 13 Value Research 5-Star mutual fund with a CAGR of 30% or more in 5 years

Here is a list of mutual funds.

Dive deep into these 13 value research 5-star mutual funds with over 30% CAGR over 5 years

Get info on these mutual funds.

#1 – Band Dance Mall Cap Fund

• Investment objective: It aims to generate long-term capital gains by investing primarily in small businesses.
• Annual returns:
  • 3 years: 37.96%
  • 5 years: 38.99% (£1 lakh→£5.00 lakhs)
  • 10 years: na

• advantage:
  • High growth potential from start-up companies
  • Suitable for offensive investors with long-term horizons
• risk:
  • High volatility and risk of loss in the short term
  • Sensitive to market corrections

This fund is part of Seven mutual funds that have gone up to 1 pound in five years.

#2 – Motilal Oswal Midcap Fund

• Investment objective: They are seeking capital increase by investing in Midcap stocks with a strong foundation.
• Annual returns:
  • 3 years: 37.50%
  • 5 years: 38.45% (£1 lakh→£4.94 lakhs)
  • 10 years: 19.39%

• advantage:
  • Focus on quality midcap business
  • Strong Fund Management
• risk:
  • Midcap segment may perform poorly in bear markets
  • Lower fluidity compared to large caps

#3 – Investco India Smallcap Fund

• Investment objective: They are trying to generate capital gains by investing in a diverse portfolio of small equities.
• Annual returns:
  • 3 years: 33.82%
  • 5 years: 36.55% (£1 lakh→£4.65 lakhs)
  • 10 years: na

• advantage:
  • High potential for a higher rise
  • Diversified Sector Allocation
• risk:
  • High risk from small exposure
  • Large price fluctuations are likely to occur

#4 – SBI Contra Fund

• Investment objective: Follow paradoxical investment strategies to invest in undervalued sectors and stocks.
• Annual returns:
  • 3 years: 27.54%
  • 5 years: 35.46% (£1 lakh→£4.51 lakhs)
  • 10 years: 17.30%

• advantage:
  • Possibility of outperforming in market recovery
  • Value-driven inventory picking
• risk:
  • Performance may be degraded in trending markets
  • Patience and long-term retention are required

This is part of 10 Mutual Funds Recommendations from Grok AI in 2025..

#5 – ICICI Prudential Bharat 22 fof

• Investment objective: We aim to provide returns that closely correspond to the total returns of the underlying Bharat 22 index.
• Annual returns:
  • 3 years: 33.90%
  • 5 years: 35.03% (£1 lakh→£4.47 lakhs)
  • 10 years: Not available

• advantage:
  • Exposure to public sector businesses
  • Index-based diversification
• risk:
  • Limited to index performance
  • Sector concentration risk

#6 – Nippon India Multi Cap Fund

• Investment objective: They are looking to achieve long-term capital growth by investing in large, medium and small caps.
• Annual returns:
  • 3 years: 31.39%
  • 5 years: 34.54% (£1 lakh→£4.40 lakhs)
  • 10 years: 16.13%

• advantage:
  • Balanced exposure at market capitalization
  • Diversified risk profiles
• risk:
  • Assignment mismatch at specific market stages
  • Market capital rotation can affect returns

#7 – HDFC Mid-Cap Opportunities Fund

• Investment objective: It aims to generate long-term capital gains from its portfolio of intermediate companies.
• Annual returns:
  • 3 years: 33.82%
  • 5 years: 34.39% (£1 lakh→£4.38 lakhs)
  • 10 years: 19.12%

• advantage:
  • Strong historical achievements
  • A firm mid-cap exposure
• risk:
  • Volatility of the intermediate cap
  • Liquidity constraints during market stress

#8 – Motilal Oswal Large and Midcap Fund

• Investment objective: Invest in large and intermediate stock combinations for long-term growth.
• Annual returns:
  • 3 years: 36.41%
  • 5 years: 32.70% (£1 lakh→£4.15 lakhs)
  • 10 years: na

• advantage:
  • A balanced approach with powerful mid-cap tilt
  • Powerful Research Portfolio
• risk:
  • Periodic performance depending on the market capitalization rotation
  • Pure midcap or large cap funds can be delayed

There is Five mutual funds that have converted pounds to 1 lark in two years.

#9 – HDFC Focus 30 Fund

• Investment objective: They seek capital gains through a concentrated portfolio of 30 convicted stocks.
• Annual returns:
  • 3 years: 29.07%
  • 5 years: 31.94% (£1 lakh→£4.04 lakhs)
  • 10 years: 16.21%

• advantage:
  • Focused strategies can be outperformed with Bull’s execution
  • High belief portfolio
• risk:
  • High concentration risk
  • Performance may be degraded during the volatile stage

#10 – HDFC Flexi Cap Fund

• Investment objective: It provides long-term capital growth by investing in companies with market capitalization.
• Annual returns:
  • 3 years: 28.90%
  • 5 years: 31.48% (£1 lakh→£3.97 lakhs)
  • 10 years: 16.70%

• advantage:
  • Flexibility to shift market capitalization
  • Large asset base and proven track record
• risk:
  • Performance depends on the fund manager’s strategy
  • Not much focus compared to category funds

#11 – ICICI Prudential Large & Mid Cap Fund

• Investment objective: It aims to generate capital gains by investing in large and intermediate stocks.
• Annual returns:
  • 3 years: 27.89%
  • 5 years: 30.93% (£1 lakh→£3.87 lakhs)
  • 10 years: 16.85%

• advantage:
  • Diversified Stock Exposure
  • Managed by an experienced fundhouse
• risk:
  • Sensitive to macroeconomic changes
  • Returns depend on the correct allocation between large and intermediate caps

#12 – Bandhan Large & Mid Cap Fund

• Investment objective: They are seeking to generate long-term capital gains through a diverse portfolio of large and intermediate equities.
• Annual returns:
  • 3 years: 31.47%
  • 5 years: 30.66% (£1 lakh→£3.83 lakhs)
  • 10 years: 17.28%

• advantage:
  • A good combination of growth and stability
  • Consistent return
• risk:
  • Market timing and inventory selection is important
  • Performance depends on the economic cycle

Currently, the stock market is undergoing revisions for global clues, and investors can look into some Best mutual funds to invest £10 in 2025.

#13 – ICICI Prudential Indian Equity FOF

• Investment objective: It aims to provide long-term capital gains by investing in domestic equity mutual fund schemes.
• Annual returns:
  • 3 years: 26.25%
  • 5 years: 30.03% (£1 lakh→£3.78 lakhs)
  • 10 years: na

• advantage:
  • Diverse exposure to top-performing equity funds
  • Selecting a professional fund
• risk:
  • Layered expenses ratio
  • Dependence on performance of the underlying scheme

Conclusion

These 13 mutual funds have received a 5-star rating in value research, and have performed robustly over the past five years, often offering CAGRs of over 30%. However, past performance is not a guarantee of future returns. Investors should aligned their fund selection with their risk profile, financial goals, and investment duration.

Suresh KP is a veteran financial expert with over 20 years of experience. He is a NISM certified investment advisor and research analyst. For more information about his expertise and certification, please visit Suresh KP

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