The Indian stock market has been undergoing revision phase since early 2025, urging investors to revisit their portfolio strategies. At such times it becomes important to choose a mutual fund that can withstand market volatility and bounce back with strength. Interestingly, Grok Ai, an AI model developed by Xai (AI startup from Elon Musk), is considering a selection of mutual funds that may be suitable for this revision stage. Let’s explore Best mutual fund to invest in 2025 according to grok ai Understand in detail why these mutual funds are the best way to invest in 2025.
What is Grok ai?
Grok AI is a sophisticated artificial intelligence model developed by Xai, known for its witty, data-driven insights. Designed to understand patterns, analyze trends and make logical predictions, Grok AI leverages large-scale financial data to help users with investment ideas. Although Grok is not a certified financial advisor, its ability to synthesize performance data and market metrics is worth assessing, especially during times of uncertainty.
What was our question that Grok AI?
We simply asked, “Please list down the best mutual funds to invest in 2025 during this stock market revision.”
10 Best Mutual Funds to Invest in 2025 – According to Grok Ai
Here is a list of Grok Ai’s top mutual fund picks classified by fund type.
Large funds:
#1 – ICICI Prudential Bluechip Fund
#2 – Canara Robeco Bluechip Equity Fund
Flexi-Cap Fund:
#3 – Parag Parikh Flexi Cap Fund
Multi-cap fund:
#4 – Nippon India Multi Cap Fund
Midcap Fund:
#5 – Motilal Oswal Midcap Fund
Small Fund:
#6 – Quant Small Cap Fund
Value/Contra Funds:
#7 – SBI Contra Fund
#8 – DSP Value Fund
Hybrid fund:
#9 – HDFC Equity Savings Fund
Index funds:
#10 – UTI NIFTY 50 Index Fund
Dive deep into the top 10 mutual funds recommended by Grok AI
Next, dive into the individual details of each mutual fund.
#1 – ICICI Prudential Bluechip Fund
category: Large cap
Investment objective: It generates long-term capital gains and income distributions from portfolios invested in equity-related securities, primarily large caps and portfolios invested in equity-related securities.
Annual revenue
- 3 Year Returns:2%
- 5-year return:2%
- 10 years return:3%
Cost Ratio: 0.93% (direct plan)
Why invest: A solid choice for conservative investors. Blueship stocks tend to be less volatile during revisions.
risk: Lower reverse chances compared to central or small caps.
We recommend this fund as part of it Five Blue Chip Mutual Funds to Invest in 2025 Previously.
#2 – Canara Robeco Bluechip Equity Fund
category: Large cap
Investment objective: The fund’s investment objective is to provide capital gains by investing primarily in companies with large market capitalizations.
Annual revenue
- 3 Year Returns:2%
- 5-year return:2%
- 10 years return:2%
Cost Ratio: 0.51% (direct plan)
Why invest: A consistent performer with risk of decline, suitable for conservative investors.
risk: Limited exposure to opportunities for high growth in medium or small caps.
#3 – Parag Parikh Flexi Cap Fund
category: Flexy cap
Investment objective: The investment goal of Parag Parikh Flexi Cap Fund is to generate long-term capital growth through a portfolio of actively managed equity and equity-related securities. The fund invests in Indian stocks, foreign stocks and related products focused on both domestic and international markets.
Annual revenue
- 3 Year Returns:8%
- 5-year return:9%
- 10 years return:5%
Cost Ratio: 0.63% (direct plan)
Why invest: This has historically been more landscaped than peers, with only 4.3% and 14.9% NAV drops in that category (as of March 2025).
risk: Currency risks due to international exposure and potential changes in global technology regulations.
Previously, I had considered this fund as a part of it. 20 equity mutual funds with low beta and high alpha.
#4 – Nippon India Multi Cap Fund
category: Multi-cap
Investment objective: Invest in large, medium, and small caps to gain a wide range of opportunities.
Annual revenue
- 3 Year Returns:8%
- 5-year return:3%
- 10 years return:5%
Cost Ratio: 0.8% (direct plan)
Why invest: It provides a balance of stability and growth throughout the market cycle.
risk: Exposure to small caps can increase volatility in the short term.
#5 – Motilal Oswal Midcap Fund
category: Intermediate cap
Investment objective: It focuses on high conviction midcap stock with a scalable business model.
Annual revenue
- 3 Year Returns:6%
- 5-year return:1%
- 10 years return:1%
Cost Ratio: 0.68% (direct plan)
Why invest: A strong possibility of upside down after correction.
risk: Short-term volatility and high liquidity risks pose the risk of small/mid-cap segments.
I personally invest in this mutual fund. This is also a part of it 5 Best Mutual Funds to Invest in 2025 according to chatgpt.
#6 – Quant Small Cap Fund
category: Small cap
Investment objective: We are actively investing in high-growth small-cap stocks.
Why invest: Exceptional long-term performance. Top picks for investors looking to embrace high risk of high returns.
Annual revenue
- 3 Year Returns:5%
- 5-year return:9%
- 10 years return:8%
Cost Ratio: 0.68% (direct plan)
risk: High volatility and sensitivity to market shaking. Quant Mutual Funds has suffered poor performance over the past year of Post Fund Manager Front Running Scam.
This mutual is part 12 mutual funds to invest in 2025 according to Google Gemini AI It was first published.
#7 – SBI Contra Fund
category: Contra/value
Investment objective: Invest in undervalued sectors and stocks with potential for recovery.
Annual revenue
- 3 Year Returns:5%
- 5-year return:9%
- 10 years return:2%
Cost Ratio: 0.76% (Direct Planning)
Why invest: Ideal during corrections where undervalued assets tend to recover more strongly.
risk: Paradoxical bets can take time and can lead to poor performance during the short-term bull stage.
#8 – DSP Value Fund
category: value
Investment objective: The target is a fundamentally healthy company of a company that trades below its intrinsic value.
Annual revenue
- 3 Year Returns:7%
- 5-year return: Na
- 10 years return: Na
Cost Ratio: 0.93% (direct plan)
Why invest: Strong value investments will be revived during revisions. Data for March 2025 shows that it is better than its peers.
risk: Value Pick may take some time to deliver returns.
#9 – HDFC Equity Savings Fund
category: Hybrid (equity savings)
IInvestment objective: It combines fairness, debt, and arbitrage to provide stability with moderate growth.
Annual revenue
- 3 Year Returns:5%
- 5-year return:4%
- 10 years return:2%
Cost Ratio: 0.88% (direct plan)
Why invest: Provides hedge against stock volatility, suitable for risk aversion investors.
risk: Due to conservative allocations, returns could be delayed in strong market gatherings.
#10 – UTI NIFTY 50 Index Fund
category: Index (large cap)
Investment objective: Replicate Nifty 50 index performance.
Annual revenue
- 3 Year Returns:9%
- 5-year return:4%
- 10 years return:9%
Cost Ratio: 0.17% (direct plan)
Why invest: Low-cost passive investment exposed to the top 50 companies in India.
risk: Because there is no active management, the return depends entirely on the performance of the index.
You can also check the list of 5 Best Mutual Funds for Lumpsum Investments in 2025.
Recommendations based on risk profiles
Conservative: ICICI Prudential Bluechip, HDFC Equity Savings, Uti Nifty 50 Index, Canara Robeco Bluechip.
Moderate: Parag Parikh Flexi Cap, Nippon India Multi Cap, DSP Value, SBI Contra.
Aggressive: Motilal Oswal Midcap, Quant Small Cap.
Grok AI response recorded video
Why invest in these mutual funds now?
- Volatility Resilience: These funds demonstrate their ability to withstand a slump.
- Category Balance: The combination of Flexi-Cap, Large-Cap, Hybrid, and Small-Cap Funds covers all investor profiles.
- Possibility of recovery: The revised stage often rewards a fundamentally strong portfolio.
Risks associated with these mutual funds
- Market risk: Stocks are volatile in nature.
- Category risk: Small and medium funds are more volatile than larger caps.
- Interest Rate Risk: Hybrid funds can be affected by debt market movements.
- Global exposure risk: For funds like Parag Parikh, international exposure poses currency and regulatory risks.
Final Thoughts: Grok AI-recommended mutual funds cover a wide range of strategies, from large-scale safe bets to high-growth small cap opportunities. But as I always say, whether the recommendation comes from AI or from an investment advisor should invest in investors based on the risk appetite of the investor’s risk, the horizon of time, and the goals.
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